Wesley Begay

Fortune favors the brave.

Getting the Best Homeowners Insurance Deals

When looking for the best homeowners insurance deals, be sure to check out exactly what is being offered for the coverage. Loss due to fire or theft is practically a given for a homeowners insurance policy. However, be certain to know exactly what is and is not covered under the theft clause. Some policies even cover theft of items from cars you own. Auto insurance usually does not cover theft of personal items from vehicles even if they do cover the broken window the thief caused to steal the items.

Things that are usually not covered in a standard homeowners policy are flood and earthquake damage. You do not have to live next to a waterway to be flooded. Hillside runoff, broken city water mains, the liner splitting on a neighbor’s pool and other sources of thousands of gallons of rushing water can instantly flood a home. The water main on your street may be big enough to stand inside of and capable of dumping thousands of gallons of highly pressurized water per minute if it breaks. How many times have you seen incidences of this type of flooding on the local news?

Complete coverage for loss is also another option. Instead of the fair value for an older item, see what the premiums are for true replacement cost insurance coverage. This way items lost due to a covered event can be replaced with new versions of the same items. This includes everything from furniture to television sets and major appliances. Even your clothes! That is just the contents, and you need to make sure the structure is adequately provided for too. A house that costs a 150 grand today will take much more to rebuild years from now if it is lost during a fire or natural disaster. Adequate and affordable homeowners insurance deals are available.

I Wanted to Get My Dream Car

I knew that I was going to get a car one day, but I was not in a hurry to do it. I was able to take the bus where ever I needed to go, but I still wanted to have a car when I could get one. That opportunity came a bit before I was prepared for it, but it was too good of a deal to pass up. My friend decided to get a new car, and he was selling his old one for a low price. I knew if I got a singapore payday loan I would be able to afford to get it.

My friend only wanted enough money up front to put a down payment on the car he really wanted.

Storing Business Records on a Temporary Basis

Women Friendly Store - Dury's Gun ShopWhen there was a fire at our office building, all of the business tenants were told that it was too unsafe to continue to use the building. It would need to be demolished, and that meant that we needed to find new office space immediately. That didn’t turn out to be an easy task though. I decided that we could work out of our homes for the immediate future, but that meant I had to find adequate self storage in singapore that was centrally located for the four of us who would need to have regular access to our files.

I knew that this would probably only last about a month or so, but it was still necessary because I knew none of us wanted to keep the files and other resources at our own residences. I am a firm believer in separating work and business, so it was hard enough knowing that my home space was going to be my work space as well. I didn’t want to have a revolving door though where the others were coming in every day to get files they needed.